Kimi K3 Pricing in 2026: Every Plan, Credit Pool and Annual Discount
Kimi K3 is the flagship model in Moonshot AI's membership ecosystem. K3 is not sold as a standalone subscription: you reach it through a paid Kimi membership tier, and the tier you pick decides your credit pool, agent concurrency and Kimi Code limits.
Quick answer
What is the direct answer?
Kimi's international plans in October 2026 are Moderato ($19/month or $180/year), Allegretto ($39/month or $372/year), Allegro ($99/month or $948/year) and Vivace ($199/month or $1,908/year). K3 access and the extra-long 1M-token chat capacity sit in the higher tiers, so most K3 users compare Moderato, Allegretto and Allegro. Annual billing saves $48 to $480 per year depending on tier.
Key points before you buy
- K3 is delivered through a Kimi membership, not a separate K3-only plan.
- Monthly prices run from $19 to $199; annual billing cuts roughly 20%.
- Every tier includes Kimi Code, but credits and concurrency scale with price.
- Direct top-up stores let you pay by card and recharge the Kimi account you already own.
Jump to:Live Kimi K3 pricing · Kimi K3 hub
Kimi K3 membership prices at a glance
Four paid tiers are available internationally, each with a monthly and an annual option. Annual billing charges the yearly total up front and lowers the effective monthly price.
| Plan | Monthly | Annual (per month) | Annual total | You save |
|---|---|---|---|---|
| Moderato | $19/mo | $15/mo | $180/yr | $48/yr |
| Allegretto | $39/mo | $31/mo | $372/yr | $96/yr |
| Allegro | $99/mo | $79/mo | $948/yr | $240/yr |
| Vivace | $199/mo | $159/mo | $1,908/yr | $480/yr |
Which tier actually unlocks K3?
K3 chat access starts at Moderato. Higher tiers do not change the model itself; they increase your credit pool and unlock heavier agent workflows.
- Moderato — the entry point for K3 chat, 60 agent credits per month (approximate task equivalent).
- Allegretto — larger credit pool, 2 concurrent agent tasks and Goal Mode.
- Allegro — 360 credits, 4 concurrent tasks, larger project storage.
- Vivace — 720 credits and the largest limits for teams and power users.
Why a direct top-up is often cheaper than paying yourself
If you do not have a card that Kimi accepts, a top-up store charges your card once and recharges your own account, so you keep your chat history, files and login.
Buying through a storefront means you never hand over your password: you pay with a card you already have, receive a delivery code after payment, and redeem it on your own Kimi account.
Our own prices add a small service fee over the official price — for example Moderato at $21.99 per month instead of $19 — which covers card processing and manual handling of rare out-of-stock cases.
How annual billing changes the math
Annual billing cuts the effective monthly price by about 20%, but it locks the money in for a year.
- Moderato annual saves $48 compared with twelve monthly payments.
- Allegro annual saves $240 and Vivace saves $480.
- If you are testing K3 for the first time, start monthly and switch after you know your credit burn.
Live product
See live prices, stock and delivery
Articles never hard-code prices; the product page shows live availability.
View plansPrices and plans:Kimi K3 Moderato Price: Monthly and Annual Direct Top-Up · Kimi K3 Allegretto Price: Monthly and Annual Direct Top-Up · Kimi K3 Allegro Price: Monthly and Annual Direct Top-Up · Kimi K3 Vivace Price: Monthly and Annual Direct Top-Up
Related hubs and pricing
The pages below read live catalogue data and can be used to verify prices and stock.
Sources and review scope
Plans and features change. The official sources below were checked at the last update; open them for the current version before buying.
- 1. Kimi Help Center — Membership pricing details ↗
Official monthly and annual plan prices, credit pools and K3 availability by tier.
- 2. Kimi Help Center — Membership overview ↗
How Kimi membership tiers, shared credits and Kimi Code limits fit together.
- 3. Kimi Code documentation ↗
Kimi Code plan benefits and the rolling 5-hour / weekly usage limits.
FAQ
Is there a free way to use Kimi K3?
Kimi keeps a free tier with limited access, but K3 chat and its heavier agent features require a paid membership. The lowest K3-capable tier is Moderato.
Can I buy K3 without a credit card issued in China?
Yes. A direct top-up storefront accepts international cards through Stripe and recharges your own Kimi account, so you do not need a mainland payment method.
Do I need to share my Kimi password with the store?
No. You pay first, receive a delivery code, and redeem it from your own account. Never send a password, one-time code or recovery code to anyone.